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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Individual & Family
Supplemental
Coverage by state
Featured
Can a new President make health policy changes on ‘Day One?’
When a new Commander in Chief takes office and their party also controls both chambers of Congress, how quickly can they make changes to health policy? Can policy changes happen on “Day One” of a new administration?
Calculators
Subsidy Calculator
Our ACA subsidy calculator estimates your premium subsidy based on your income, age and household size. 89% of exchange enrollees for 2022 received premium subsidies.
Federal poverty level calculator
The federal poverty level (FPL) refers to the federal poverty guidelines issued annually by HHS. See 2022 and 2023 poverty guidelines for the 48 contiguous states and DC – and for Alaska and Hawaii.
Employer affordability calculator
Annual income calculator
Use this to calculate your household’s estimated yearly income. Consider including your income, your spouse’s income, and that of any tax dependents, all of which are usually counted by the Marketplace. After that, provide information about expenses that may be deducted.
In-depth guides
Health reform & FAQs
Featured
Where do I find my 1095 tax form?
There are three different tax forms that are used by exchanges, employers, and health insurance companies, to report health insurance coverage to the IRS.