Frequently-asked questions by category
If I sign up for a Bronze plan during open enrollment, can I bump my coverage up to a higher level several months later if I find out that I need surgery?
August 18, 2021 – After open enrollment ends, you normally can't change your policy until the next open enrollment period, unless you experience a qualifying…
We’re moving 50 miles, but staying in the same state. Is that a qualifying event?
August 18, 2021 – A move that doesn't take you out of state may still be a qualifying event. It depends on whether the health plans available in your new…
What happens if I don’t buy ACA-compliant health insurance?
March 29, 2021 – What happens if I don't buy ACA-compliant health insurance? It depends on where you live and what medical care you end up needing during…
If someone decides to not buy health insurance and is injured in accident, what happens?
January 22, 2021 – If you're uninsured, don't expect free medical care in the event of an…
My new job will offer health benefits. Can I drop my ACA coverage when those benefits start?
January 20, 2021 – When you enroll in an individual health insurance policy, you're on a month-to-month contract. So you can cancel anytime, effective at…
My son is covered on my employer’s policy through July 31. Can he enroll in a new plan starting on August 1, or did he need to have purchased a plan during open enrollment?
January 5, 2021 – Aging out of your parent's coverage triggers a special enrollment period – as long as the coverage was minimum essential coverage.…