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ACA deadline extended: Enroll by Dec. 18 for coverage effective Jan. 1.

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What are the deadlines for the ACA’s open enrollment period?
A list of the open enrollment deadlines for enrollment in 2023 ACA-compliant health insurance in every state. Open enrollment ended on January 15, 2023 in most states.
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Applying for ACA Coverage?
Understanding how small differences in projected income can have a large impact on your health plan costs can be key to obtaining affordable coverage.

association health plan

What is an association health plan?

healthinsurance.org health insurance glossary

Associations can offer group health insurance plans (association health plans, or AHPs) specially designed for their members and that give their members purchasing power because of the group’s larger pool of enrollees.

In October 2017, President Trump signed an executive order that calls for, among other things, “expanding access” to AHPs. The idea is to let small businesses (either in the same geographical area, or in the same industry) join together in order to offer large group coverage, rather than each small business having to obtain its own small group plan.

This is an attractive idea for some small businesses (primarily those with healthy employees), because the ACA places far fewer regulations on large group plans. While small group plans have to cover the essential health benefits and cannot base premiums on the group’s medical history, those rules do not apply to large groups.

Read about problems that health policy experts have with association health plans.

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