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ACA deadline extended: Enroll by Dec. 18 for coverage effective Jan. 1.

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What are the deadlines for the ACA’s open enrollment period?
A list of the open enrollment deadlines for enrollment in 2023 ACA-compliant health insurance in every state. Open enrollment ended on January 15, 2023 in most states.
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Applying for ACA Coverage?
Understanding how small differences in projected income can have a large impact on your health plan costs can be key to obtaining affordable coverage.

long-term care insurance

What is long-term care insurance?

healthinsurance.org health insurance glossary

A long-term care insurance pays for long-term care, either in a nursing home or at the patient’s home. Long-term care refers to custodial care as opposed to medical care (in other words, the patient may not be sick, but needs help with activities of daily living). Long-term care policies (and their prices) vary significantly.

It’s important to note that Medicare does not cover most long-term care services. Medicaid does, for people who qualify based on income. But for people with higher incomes or assets, a private long-term care policy is needed in addition to Medicare.

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