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Individual & Family
Supplemental
Marketplace by state
Featured
Can a new President make health policy changes on ‘Day One?’
When a new Commander in Chief takes office and their party also controls both chambers of Congress, how quickly can they make changes to health policy? Can policy changes happen on “Day One” of a new administration?
Calculators
Featured
Do I have to repay excess premium tax credits?
If you received advance premium tax credits (APTC) for health insurance you purchased last year, and your income ended up increasing, you might have to pay back some of your APTC. Learn how to determine whether you will have to repay excess APTC when you file taxes.
The ACA
In-depth guides
Health reform & FAQs
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Qualifying life events that trigger an ACA plan special enrollment period
Outside of ACA's open enrollment, you may be able to enroll in or change health plans during a special enrollment period if you experience a qualifying life event.
Metal level details in your state
Affordable Care Act plan costs and subsidy savings vary by metal level. Select your state to see average premiums and subsidy savings for each metal level – and see the percentage of your state’s enrollees who bought plans at each metal level.
Marketplace plan cost comparison (by metal level*)
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*Values displayed by this tool are from data generated by CMS and reflect 2025 Marketplace health plans purchased in each state. The values returned are averages based on the plans purchased by consumers of each selected state: subsidy and premium values vary based on factors such as zip code, age, household size, and income.
*Values displayed by this tool are from data generated by CMS and reflect 2025 Marketplace health plans purchased in each state. The values returned are averages based on the plans purchased by consumers of each selected state: subsidy and premium values vary based on factors such as zip code, age, household size, and income.