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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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What are the deadlines for the ACA’s open enrollment period?
A list of the open enrollment deadlines for enrollment in 2023 ACA-compliant health insurance in every state. Open enrollment ended on January 15, 2023 in most states.

Latest News & Topics

Latest News & Topics

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Applying for ACA Coverage?
Understanding how small differences in projected income can have a large impact on your health plan costs can be key to obtaining affordable coverage.
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subsidies

What are subsidies?

Individual subsidies were included in the health reform law to help ensure the goals of the legislation’s individual mandate. Legislation provides premium subsidies on a sliding scale to eligible individuals and families with incomes up to four times the federal poverty level to help them purchase coverage through the health insurance exchanges.

In addition, there are cost-sharing subsidies that will help eligible families reduce their out-of-pocket costs for healthcare. Subsidies will only be available within the exchanges. Premium subsides can be applied to any metal-level plan, but cost-sharing subsidies are only available on Silver plans.

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Most exchange enrollees are eligible for premium subsidies, and the American Rescue Plan makes these subsidies larger and more widely available through 2022.

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Sweeping health reform legislation delivered a long list of provisions focused on health insurance affordability, consumer protections.