Expert analysis of health reform issues
Your employer is dropping health coverage. Yay?
December 19, 2014 – If your employer drops your company-sponsored health insurance and sends you to the exchanges for coverage, everybody could…
The Affordable Care Act’s ‘stealth subsidy’
December 3, 2014 – The Chicago Tribune devoted a whole feature to the plight of low-income buyers of high-deductible Bronze plans in Illinois without once…
Bruised by the benchmark
December 2, 2014 – The volatility stems from the fact that subsidies, calculated to leave a buyer paying a fixed percentage of her income for monthly…
Could Copper be ACA’s new precious metal?
November 19, 2014 – For some consumers, Copper plans could be just right. This is particularly true among healthy people who don't qualify for subsidies and…
Exposing ‘Zagruber film’ to light
November 18, 2014 – I stand by my words. I can’t speak for Professor Gruber, but I don’t see anything he should walk back, either. Roughly 4 million…
Supreme implications for subsidies and states
November 16, 2014 – I think if the King case prevailed, it would set up political crises on two levels. One is in those states that have decided not to set up…
2015 projection: 12 million will enroll in QHPs
November 16, 2014 – The HHS Department thinks there will be about 9.1 million paying QHP enrollees out of about 10.4 million total. CBO is projecting 13…
HealthCare.gov puts focus on the bottom line
November 14, 2014 – The streamlining works. Entering as a single person, I was able to get to price quotes in under 30 seconds. That's very good news. A…
Removing the heart of Obamacare
November 14, 2014 – Larry Levitt and Harold Pollack speculate about 'surgeries' the ACA might face as Republicans scheme to remove Obamacare's vital…
Is Obamacare’s greatest challenge its namesake?
November 13, 2014 – I think many people underestimated how partisan and ideological this would end up being. The President's a divisive figure and the law has…
Over 7 million customers served
November 11, 2014 – Focusing on the fact that natural and expected attrition has reduced to around 7 million the number of individuals who have gained…
Why exchange website users aren’t ‘bailing’
November 11, 2014 – We shouldn’t be surprised by the finding that half of the survey respondents aren’t planning to go back to the exchange during the 2015…