Posts by tag
Silver plan
The case for switching from Bronze to Silver
March 31, 2022 – The American Rescue Plan's subsidies made about 4.6 million Americans eligible for a free benchmark Silver health plan. Here's why it would…
Health premiums after Obamacare? They’re lower.
July 29, 2016 – Today, even as news about big premium increases for 2017 raises concerns about the Affordable Care Act’s long-term health, an analysis…
Why 13 states have lower health insurance rates
November 19, 2015 – Thirteen states have managed to keep health insurance premiums among the lowest in the country. What's their…
When ACA’s Silver beats employer-sponsored plans
October 7, 2015 – Most holders of Silver plans purchased in the ACA's marketplaces have more comprehensive overall coverage than most people with…
Is Obamacare’s ‘Bronze trap’ widening?
August 12, 2015 – Jed Graham says the ACA's tax penalty for remaining uninsured will force low-income Americans into high-deductible Bronze plans that will…
When Silver is worth more than Gold or Platinum
June 12, 2015 – Many Silver plan buyers in 2015 had actuarial values as high as 88% or 94% – higher than most employer-sponsored health…
For many ACA beneficiaries: ‘Ivy League’ benefits?
January 6, 2015 – Contributor Andrew Sprung isn't buying a New York Times article by Robert Pear that describes faculty health coverage at Harvard as 'far…
Santa, we need CSR subsidies for Bronze plans
December 21, 2014 – For low-income people Bronze plans are very rarely appropriate because the out-of-pocket costs are likely to be so high. Cost-sharing…
The Affordable Care Act’s ‘stealth subsidy’
December 3, 2014 – The Chicago Tribune devoted a whole feature to the plight of low-income buyers of high-deductible Bronze plans in Illinois without once…
Bruised by the benchmark
December 2, 2014 – The volatility stems from the fact that subsidies, calculated to leave a buyer paying a fixed percentage of her income for monthly…
Could Copper be ACA’s new precious metal?
November 19, 2014 – For some consumers, Copper plans could be just right. This is particularly true among healthy people who don't qualify for subsidies and…
ACA critics play the ‘rating game’ but it isn’t working
October 22, 2014 – Last spring, when it was obvious that Obamacare was meeting its enrollment targets for the first year, opponents of the law needed some new…