Frequently-asked questions by tag
Do student health policies have to cover birth control without co-pays?
February 1, 2023 – Q. Do student health policies have to cover birth control without co-pays? A. Yes, although schools with religious objections to…
Does every business with 50 or more employees pay a penalty if it doesn’t offer ‘affordable, comprehensive’ insurance?
December 1, 2022 – Businesses with 50 or more full-time equivalent (FTE) employees are required to offer comprehensive, affordable health insurance coverage…
Does the Affordable Care Act make it easier to get individual health insurance?
May 12, 2022 – It's easier to get individual health insurance under the Affordable Care Act, but consumers in the individual market need to be aware that…
My employer offers insurance, but I think it’s too expensive. Can I apply for a subsidy to help me buy my own insurance?
February 8, 2022 – You cannot qualify for a health insurance premium subsidy unless the insurance your employer offers would force you to kick in more than…
My health insurance options from my employer are on an exchange. Is this part of Obamacare?
July 31, 2021 – If the health insurance options from your employer are on an exchange, it could be a private exchange – not the Affordable Care Act's…
Will my father’s premiums go up if I get coverage through his plan instead of my university’s plan?
June 4, 2021 – Q. I’m 24 and a graduate student. I can get health coverage through my university, but my father has an excellent plan at work, and he…
What’s the difference between dental insurance and dental discount plans?
June 3, 2021 – Dental insurance and dental discount plans can both be useful in terms of reducing your total dental costs, but they vary significantly in…
I work part-time. Am I eligible for a premium subsidy to help me buy insurance?
May 27, 2021 – Your eligibility for a premium subsidy isn't tied to how many hours you work. As long as you meet the income requirements for the premium…
What’s the difference between prescription discount plans and prescription drug insurance?
January 22, 2021 – Prescription discount plans are NOT insurance plans. Discount plans are offered by drug manufacturers, drug stores and membership…
If I have access to health insurance, can my husband’s company deny me coverage?
January 22, 2021 – The ACA requires employers with 50 or more workers to offer coverage to employees and their children (until age 26), but not a spouse. But…