Frequently-asked questions by tag
Do Obamacare’s preventive care mandates only help women?
January 30, 2023 – Generally, ACA's preventive care mandates are for everyone regardless of gender, but the mandates include benefits that apply to women's…
Does the ACA require infertility treatment to be covered by health insurance?
January 19, 2023 – Treatment for infertility is not one of the ten essential benefits, and coverage for it is not mandated by the ACA. But some states require…
Are visits to the chiropractor or physical therapist covered under the Affordable Care Act?
December 1, 2022 – Q. Are visits to the chiropractor or physical therapist covered under the Affordable Care Act? A. All ACA-compliant individual and small…
If all Silver plans cover the same benefits and percentage of costs, why do premiums vary by carrier?
July 5, 2022 – Q. If all of the Silver plans in an exchange must offer the same benefits, and cover 70 percent of the cost of those benefits, why do…
Does the Affordable Care Act make it easier to get individual health insurance?
May 12, 2022 – It's easier to get individual health insurance under the Affordable Care Act, but consumers in the individual market need to be aware that…
How is vision care covered under the Affordable Care Act?
March 10, 2022 – The Affordable Care Act requires coverage for pediatric vision care as one of the essential health benefits. But there is no requirement…
Pediatric dental is one of the essential health benefits on ACA-compliant plans. Does that mean that my insurance will cover braces for my son?
March 3, 2022 – Pediatric dental is one of the essential health benefits, although it’s a bit more complicated than the other nine. Some medical…
We live in China right now but we don’t have health insurance for the times we come back to the states. What kind of insurance can we get?
February 17, 2022 – Q. We live in China right now but we don't have health insurance for the times we come back to the states. What kind of insurance can we…
Do Gold exchange plans offer more generous coverage than Bronze or Silver plans?
September 13, 2021 – Q. I have read that the Gold plans sold in the exchanges offer more generous coverage. What exactly does a Gold plan cover that isn't…
Should I be leery of short-term health insurance?
August 18, 2021 – Outside of the Obamacare annual open enrollment window, people without a qualifying event have very few options for purchasing new health…
Are dental benefits included in ACA’s marketplace health plans?
May 5, 2021 – A: Pediatric dental is one of the ACA's essential health benefits. But there's no requirement that dental care for adults be…
If I have access to health insurance, can my husband’s company deny me coverage?
January 22, 2021 – The ACA requires employers with 50 or more workers to offer coverage to employees and their children (until age 26), but not a spouse. But…