Frequently-asked questions by tag
What are the deadlines for the ACA’s open enrollment period?
February 3, 2023 – A list of the open enrollment deadlines for enrollment in 2023 ACA-compliant health insurance in every state. Open enrollment ended on…
If I don’t enroll in a plan by the open enrollment deadline, what are my options?
January 12, 2023 – Your options for coverage are very limited if you don't enroll in a plan by the end of open enrollment in your state. The open enrollment…
My health insurance company is leaving my market. What can I do?
December 20, 2022 – If your health insurance company is exiting the market in your area at the end of the year, rest assured that you’ll continue to have…
If I didn’t make changes to my plan and just let it auto-renew for January, am I stuck with it for the rest of the year?
December 20, 2022 – Q. If I don't make changes to my plan and just let it auto-renew for January, am I stuck with it for the rest of the year? A. In most…
Should I let my individual health insurance plan automatically renew?
December 20, 2022 – If you have a health plan in the individual market, on-exchange or off-exchange, you can probably just let it renew for the coming year…
Why do I have to provide my Social Security number to enroll in health insurance through the exchange?
December 15, 2022 – Your health insurance marketplace will ask you to provide your Social Security number so it can confirm that you’re lawfully present in…
If my income is less than expected this year, I might be eligible for Medicaid. What can I do to cover my bases?
September 1, 2022 – Q: I'm self-employed, so my income varies from one year to the next. I enrolled through the exchange and projected an income that makes me…
Who can help if I have a problem with my ACA-compliant coverage or exchange enrollment?
June 15, 2022 – Here's where you should look for help if have trouble enrolling through a health insurance marketplace – or if you have issues with your…
If I enroll in the exchange, will that coverage take effect immediately?
May 16, 2022 – If you enroll through your marketplace your coverage effective date mostly depends on whether you're enrolling during open enrollment or a…
Does the Affordable Care Act make it easier to get individual health insurance?
May 12, 2022 – It's easier to get individual health insurance under the Affordable Care Act, but consumers in the individual market need to be aware that…
I’m leaving my job – and my insurance – the last day of this month. Can I get new coverage effective next month or do I have to take COBRA?
March 3, 2022 – Q. I'm planning to leave my job to become self-employed in August. My insurance will end on July 31, but I have an option to take COBRA.…
If I qualify for Medicaid, should I worry about the deadline for open enrollment?
December 23, 2021 – Q. I've heard that Medicaid enrollment is year-round. So if I qualify for Medicaid, I don't need to worry about the December 15 end of open…
I was laid off and don’t have any income. What are my health insurance coverage options?
September 15, 2021 – Loss of employer-sponsored insurance because you were laid off counts as a qualifying event, and special enrollment continues for 60 days…
I purchased health insurance under the Affordable Care Act in Texas, but I have moved to Colorado. How do I transfer my coverage?
September 14, 2021 – If you purchased ACA-compliant health insurance in Texas and you're moving to Colorado, you'll need to select a new Colorado plan rather…
If I sign up for a Bronze plan during open enrollment, can I bump my coverage up to a higher level several months later if I find out that I need surgery?
August 18, 2021 – After open enrollment ends, you normally can't change your policy until the next open enrollment period, unless you experience a qualifying…
Is Social Security considered income when I’m enrolling in a plan through the exchange?
July 19, 2021 – Social Security income is included in the calculation to determine your subsidy…
My son is covered on my employer’s policy through July 31. Can he enroll in a new plan starting on August 1, or did he need to have purchased a plan during open enrollment?
January 5, 2021 – Aging out of your parent's coverage triggers a special enrollment period – as long as the coverage was minimum essential coverage.…