Frequently-asked questions by tag
I earn too much to qualify for a subsidy. Why should I buy through an exchange?
May 23, 2022 – The American Rescue Plan (ARP), enacted in March 2021, makes health insurance coverage more affordable for millions of people who buy their…
Under the ACA, do student health plans have lifetime dollar limits?
April 19, 2022 – Since 2012, the ACA has prohibited lifetime benefit maximums on all new and renewing student health plans, but self-insured student health…
Is it better for me to pay out of pocket for dental care and not worry about dental insurance?
March 3, 2022 – For those who purchase their own insurance, the decision to purchase dental coverage is not always as clear-cut as the decision to purchase…
If I buy a dental insurance plan, what sort of out-of-pocket costs should I expect?
March 3, 2022 – If you're an adult who bought a dental insurance plan, your out-of-pocket costs will depend entirely on the amount of dental care you need…
I already had great employer-sponsored health insurance that covers my pre-existing conditions. So how does Obamacare help me?
June 3, 2021 – Q. For years, I've had great employer-sponsored health insurance that covered my pre-existing conditions. So how does Obamacare help me? It…
Who should consider a high-deductible health plan?
May 26, 2021 – If you're healthy – or sick – and have some money saved or plan to save some in the coming year, you might want to consider a…