Frequently-asked questions by tag
We claim our son, but not our daughter, on our taxes. How are premium subsidies calculated for families like ours?
December 5, 2022 – Q. My husband and I have two children. We claim our son on our taxes; he's in high school, lives at home and has a part-time job. Our 23…
Does the IRS change how much I’ll have to pay for my health insurance each year?
August 19, 2022 – Q. I've seen that the percentage of income I have to pay for my health insurance seems to change each year, based on IRS guidance. Does…
I thought subsidies were available for anyone with incomes up to 400% of poverty level, but the calculators I’ve used say our family doesn’t qualify. Why?
July 7, 2022 – Q. My income is $44,000, which is just about 344% of poverty level. I thought that subsidies were available for anyone with incomes up to…
If all Silver plans cover the same benefits and percentage of costs, why do premiums vary by carrier?
July 5, 2022 – Q. If all of the Silver plans in an exchange must offer the same benefits, and cover 70 percent of the cost of those benefits, why do…
Do Gold exchange plans offer more generous coverage than Bronze or Silver plans?
September 13, 2021 – Q. I have read that the Gold plans sold in the exchanges offer more generous coverage. What exactly does a Gold plan cover that isn't…
I’m a legal U.S. resident, but not a citizen. My job doesn’t offer health benefits. Can the ACA help me?
June 2, 2021 – Legal U.S. residents have the same eligibility as citizens to receive subsidies for health insurance purchased in the…