Frequently-asked questions by tag
If an individual pays for an exchange plan, how do they pay for the premium pre-tax as would someone with an employer plan?
January 11, 2023 – Q. If an individual pays for an exchange plan, how do they pay for the premium pre-tax as would someone with an employer plan?…
Can I purchase a Platinum policy and also get a premium subsidy?
July 12, 2022 – You can buy a Platinum plan and also get a premium subsidy. The size of the subsidy is based on the cost of a Silver plan, but you can…
My employer offers insurance, but I think it’s too expensive. Can I apply for a subsidy to help me buy my own insurance?
February 8, 2022 – You cannot qualify for a health insurance premium subsidy unless the insurance your employer offers would force you to kick in more than…
I understand that subsidies come in the form of tax credits. But I’m unemployed and probably won’t owe any taxes. How would the subsidy help me?
June 7, 2021 – A: The premium subsidy offered through the exchanges is a tax credit, but it differs from some other tax credits in two important ways.…
Can small businesses use the ACA’s health insurance marketplaces (exchanges)?
June 1, 2021 – The Affordable Care Act included an enrollment platform called SHOP (Small Business Health Options Program), an exchange where businesses…
Who ISN’T eligible for Obamacare’s premium subsidies?
April 16, 2021 – Q. Obamacare advocates frequently talk about how most exchange enrollees qualify for government subsidies. But who is left out? Aren't…