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The Patient Protection and Affordable Care Act (PPACA) – also known as the Affordable Care Act or ACA, and generally referred to as Obamacare – is the landmark health reform legislation passed by the 111th Congress and signed into law by President Barack Obama in March 2010.
The legislation includes a long list of health-related provisions that began taking effect in 2010. Key provisions are intended to extend coverage to millions of uninsured Americans, to implement measures that will lower health care costs and improve system efficiency, and to eliminate industry practices that include rescission and denial of coverage due to pre-existing conditions.
Consumers can use Obamacare’s health insurance marketplaces (or exchanges) to easily compare the benefits and costs of ACA-compliant / qualified health plans. Plans are categorized under metal level classifications based on actuarial value – and catastrophic plans are also available to eligible enrollees.
Millions of American enroll in ACA-compliant health plans during an annual open enrollment period (OEP). However, many Americans can enroll outside of the OEP if they have a qualifying life event, which makes them eligible for a special enrollment period.
Legislation signed today provides substantial premium tax credits and cost-sharing reductions to Americans receiving unemployment benefits.
How the Affordable Care Act's subsidies are calculated, and who is eligible to receive them under the American Rescue Plan.
Open enrollment for 2022 ACA health coverage started nationwide on November 1. In most states, it will end on January 15, 2022.
Sweeping health reform legislation delivered a long list of provisions focused on health insurance affordability, consumer protections.