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Top three things you should know about buyin affordable health insurance for 2023 and 2024
Open enrollment
Open enrollment for affordable ACA (Obamacare) health coverage rung from November 1 through January n15 in most states
You might qualify for low or no premiums
More than nine out of ten ACa Marketplace enrollees qualified for premium subsidies. And through 2025, the subsidies are larger than they used to be due to the American Rescue Plan and Inflation Reduction Act.
Millions of people are losing Medicaid
States are disenrolling people from Medicaid for the first time since 2020. If you’re losing Medicaid, do you know how to avoid becoming uninsured?
Learn. Compare. Make decisions with confidence.
Navigating the health insurance landscape might seem daunting, but it doesn’t have to be with the right partner. Online since 1994, healthinsurance.org is one of the longest-running online resources for information about health insurance. Learn from our policy analysits, and use out interactive tools to get free health insurance quotes and find the best insurance for you and your family.
Expertise sought by major media, including:
Get fast free quotes for health insurance that fits your needs - and your budget
If you’re not sure how to find affordable coverage, start here with a free quote. Compare plans and choose the coverage that will best fit your needs and budget. It’s never been easier!
Plans are available from top health insurance companies and may include:
Are you ready for the next Open Enrollment periods on the ACA Marketplace?
Learn about health insurance covearge options in your state
When it comes to health coverage, the state where you live impactsyour options and affordability a lot. We’ve been publishing state-by-state guides to health insurance for nearly three decades to help explain the variation in coverage options and how each state’s regulations affect benefits, costs and plan availability.
Select your state from this list to learn more about health insurance options in your area:
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- District of Columbia
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Individual health insurance: Is it right for you?
Right now, more Americans than ever are buying comprehensive ACA-compliant individual and family health insurance plans. The Affordable Care Act (ACA) created income-based subsidies to make plans more affordable – or even free.
And those subsidies are now larger more widely available as a result of the American Rescue Plan and Inflation Reduction Act. ACA-compliant individual and family plans may be a good fit for people who are…
Frequently asked questions about individual health insurance plans
What are individual health insurance plans?
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How much can i expect to pay for individual and family health insurance?
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Can cheap health insurance still provide full coverage?
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Would ACA subsidies lower your health insurance premiums?
Obamacare subsidy calculator *
We're here to help you understand health insurance.
When we’re not helping consumers compare health plan options with a free quote, we’re answering questions from consumers like you – every day.
I really appreciate you taking the time to help out and explain things to people who need it the most.
Mohammed
Columbia, MO
Thank you, Louise! This is extremely helpful and makes me feel better prepared to navigate my transition.
Erin
Chartlottesville, VA
Louise, Thank you so much for the clear and very helpful response. I’ve learned a lot from you on the subject.
Sky
Palo Alto, CA
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